Professional security systems in Frisco cost $3,000-$8,000 for basic alarm systems to $30,000-$60,000+ for comprehensive surveillance with 16+ cameras and smart home integration. Most homeowners invest $8,000-$18,000 for complete coverage including 8-12 cameras, professional monitoring, mobile access, and integration with existing smart home systems.
This comprehensive guide breaks down every cost factor affecting your security investment in Frisco. You’ll learn typical pricing for different security levels, understand what drives costs up or down, discover insurance savings opportunities, and learn how to allocate your budget for maximum protection and peace of mind.
Written by Sri Tummala, Licensed Security System Designer (Texas License B12713501) with 9+ years installing comprehensive security systems across Frisco, Plano, and McKinney. Over 2,000 successful security installations since 2015.
Learn more about our professional security system installation services throughout Frisco and North Texas.
Quick Cost Summary: Security Systems in Frisco
Here’s a quick overview of typical security system investments by coverage level and complexity:
| Security Level | Coverage | Budget Range | Timeline | Best For |
|---|---|---|---|---|
| DIY Basic | Doorbell + 2-3 cameras | $500-$1,500 | DIY Weekend | Budget-conscious, simple needs |
| Professional Basic | Alarm + 4-6 cameras | $3,000-$8,000 | 2-3 days | Essential coverage, entry-level |
| Standard Comprehensive | Alarm + 8-12 cameras | $8,000-$18,000 | 3-5 days | Complete home protection |
| Premium Surveillance | Advanced cameras + analytics | $18,000-$35,000 | 5-7 days | High-end homes, extensive property |
| Estate Security | 20+ cameras, multiple buildings | $35,000-$80,000+ | 1-2 weeks | Large estates, guest houses |
What’s Included: Equipment, professional installation, system programming, mobile app access, and training. Additional costs for professional monitoring ($30-$80/month), smart home integration, or advanced analytics features.
Read on for detailed breakdowns of each cost component and how to determine the right security investment for your Frisco home.
Explore our complete security system packages designed specifically for Frisco homes.
Understanding Home Security Systems: What You’re Actually Buying
Before diving into costs, it’s important to understand the two main components of modern home security systems.
Security System Components
1. Intrusion Detection (Alarm System)
- Door and window sensors
- Motion detectors
- Glass break sensors
- Control panel
- Keypads
- Sirens
Purpose: Detect unauthorized entry and alert you/authorities
2. Video Surveillance (Camera System)
- Security cameras (indoor/outdoor)
- Network video recorder (NVR) or cloud storage
- Mobile app for viewing
- Motion detection and alerts
Purpose: Visual verification, recording, deterrence
Professional vs DIY Security Systems
| Aspect | Professional System | DIY System (Ring, SimpliSafe) |
|---|---|---|
| Equipment Quality | Commercial-grade, weatherproof | Consumer-grade, good quality |
| Installation | Hardwired, permanent, hidden | Wireless, visible, portable |
| Reliability | Wired = 99.9% uptime | WiFi dependent, battery powered |
| Integration | Full smart home integration | Limited app-based integration |
| Camera Quality | 4K-8MP, commercial sensors | 1080p-2K, consumer sensors |
| Storage | Local NVR (no monthly fees) OR cloud | Cloud only (monthly fees required) |
| Initial Cost | $3,000-$60,000 | $500-$3,000 |
| Monthly Costs | $0-$80 (monitoring optional) | $10-$40 (cloud storage + monitoring) |
| Home Value Impact | 70-80% recovery in premium homes | Minimal (portable equipment) |
| Best For | $600K+ homes, comprehensive protection | Rentals, starter homes, simple needs |
Frisco Homeowner Perspective: 82% of our clients in homes over $600K choose professional security over DIY for superior camera quality, reliability, smart home integration, and the peace of mind of a hardwired, professionally monitored system.
10 Factors That Determine Your Security System Cost
1. Number and Type of Cameras
Camera selection is the primary cost driver for surveillance systems.
Security Camera Options:
| Camera Type | Cost Each | Resolution | Best Application |
|---|---|---|---|
| Basic Outdoor Bullet | $150-$300 | 1080p-2MP | Basic perimeter monitoring |
| Standard Turret/Dome | $200-$400 | 4MP-5MP | General outdoor coverage |
| Premium 4K Outdoor | $400-$700 | 8MP-4K | High-detail areas (gates, doors) |
| PTZ (Pan-Tilt-Zoom) | $800-$2,500 | 4MP-4K | Large areas needing active monitoring |
| License Plate Recognition | $600-$1,500 | 2MP-5MP specialized | Driveways, entry points |
| Video Doorbell | $200-$500 | 1080p-2K | Front door, package monitoring |
| Indoor Camera | $100-$300 | 1080p-4MP | Interior spaces, valuables |
| Covert/Hidden Camera | $300-$800 | 1080p-4MP | Discrete monitoring needs |
Typical Camera Counts by Home Size:
| Home Size | Recommended Cameras | Coverage Areas | Camera Cost Range |
|---|---|---|---|
| 2,000-3,000 sq ft | 6-8 cameras | All entry points + key areas | $1,200-$3,200 |
| 3,000-4,500 sq ft | 8-12 cameras | Complete perimeter + interior | $2,000-$5,000 |
| 4,500-6,000 sq ft | 12-16 cameras | Extensive coverage + detached areas | $3,200-$7,500 |
| 6,000+ sq ft Estate | 16-24+ cameras | Multiple buildings, guest houses | $5,000-$15,000+ |
Frisco Home Configurations:
- Hollyhock/Richwoods (2,500-3,500 sq ft): 6-10 cameras typical
- Phillips Creek Ranch (3,500-4,500 sq ft): 10-14 cameras typical
- Starwood (4,500-6,000 sq ft): 14-18 cameras typical
- Frisco Hills estates (6,000+ sq ft): 18-30+ cameras
2. Camera Resolution and Quality
Higher resolution means more detail for identification, but also higher storage requirements and cost.
Resolution Comparison:
| Resolution | Megapixels | Detail Level | Cost Premium | Best For |
|---|---|---|---|---|
| 1080p (HD) | 2MP | Basic – can identify people at 10-15ft | Baseline | Basic monitoring, wide shots |
| 4MP | 4MP | Good – facial features at 15-20ft | +30-50% | Standard exterior coverage |
| 5MP | 5MP | Very Good – detail at 20-25ft | +50-70% | Entry points, high-value areas |
| 4K (8MP) | 8MP | Excellent – license plates, faces 30ft+ | +100-150% | Critical coverage, long distances |
| 12MP+ | 12MP+ | Extreme detail, digital zoom capability | +200%+ | Specialty applications only |
Our Recommendation: Mix resolutions strategically:
- 4K cameras (8MP): Front door, driveway, garage (critical ID points) – 2-4 cameras
- 5MP cameras: Side/back doors, pool gates – 3-6 cameras
- 4MP cameras: General perimeter monitoring – remaining cameras
Cost Impact Example (12-camera system):
- All 2MP cameras: $1,800-$2,400
- Mixed (4x 8MP, 8x 5MP): $3,500-$5,000
- All 8MP 4K cameras: $4,800-$8,400
3. Recording Equipment (NVR/DVR)
Network Video Recorders store footage locally, eliminating monthly cloud fees.
NVR Options:
| NVR Capacity | Channels | Storage | Cost Range | Supports |
|---|---|---|---|---|
| Entry 4-8 Channel | 4-8 cameras | 1-2TB | $300-$600 | Small systems, 1-2 weeks storage |
| Standard 8-16 Channel | 8-16 cameras | 4-6TB | $600-$1,200 | Most Frisco homes, 30 days storage |
| Premium 16-32 Channel | 16-32 cameras | 8-12TB | $1,200-$2,500 | Large homes, 60+ days storage |
| Enterprise 32-64 Channel | 32-64 cameras | 16-48TB | $2,500-$6,000+ | Estates, commercial-grade |
Storage Duration Calculator:
Storage needed depends on camera count, resolution, and retention period:
| Cameras | Resolution | 30 Days Storage | 60 Days Storage | 90 Days Storage |
|---|---|---|---|---|
| 8 cameras | 5MP | 4TB | 8TB | 12TB |
| 12 cameras | 5MP | 6TB | 12TB | 18TB |
| 16 cameras | 5MP | 8TB | 16TB | 24TB |
| 16 cameras | 4K/8MP | 12TB | 24TB | 36TB |
Cloud Storage Alternative:
- Pros: Off-site backup, no NVR needed, access anywhere
- Cons: Monthly fees ($10-$40/camera), internet dependent, privacy concerns
- Cost: $120-$480 annually per camera = $1,440-$5,760/year for 12 cameras
Recommendation: Local NVR for primary storage + optional cloud backup for critical cameras. Much more cost-effective long-term.
4. Alarm System Components
Intrusion detection complements cameras with immediate alerts and professional monitoring integration.
Alarm System Pricing:
| System Size | Components Included | Equipment Cost | Installation Cost | Total |
|---|---|---|---|---|
| Basic (Small Home) | Panel + 10-15 sensors + 1 keypad + siren | $800-$1,500 | $500-$1,000 | $1,300-$2,500 |
| Standard (Medium Home) | Panel + 20-30 sensors + 2 keypads + sirens | $1,500-$2,500 | $1,000-$2,000 | $2,500-$4,500 |
| Premium (Large Home) | Panel + 30-50 sensors + 3-4 keypads + multiple sirens | $2,500-$4,500 | $2,000-$3,500 | $4,500-$8,000 |
| Estate | Multiple panels, 50+ sensors, extensive coverage | $5,000-$10,000+ | $4,000-$8,000+ | $9,000-$18,000+ |
Component Breakdown:
| Component | Cost Each | Typical Quantity | Total Cost |
|---|---|---|---|
| Control Panel | $300-$800 | 1 | $300-$800 |
| Door/Window Sensor | $20-$40 | 15-30 | $300-$1,200 |
| Motion Detector | $40-$80 | 4-8 | $160-$640 |
| Glass Break Sensor | $60-$120 | 2-4 | $120-$480 |
| Keypad | $80-$200 | 2-4 | $160-$800 |
| Siren | $60-$150 | 1-2 | $60-$300 |
| Key Fobs | $30-$60 | 4-6 | $120-$360 |
5. Professional Monitoring Services
24/7 professional monitoring provides rapid response when alarms trigger.
Monitoring Options:
| Monitoring Type | Monthly Cost | What’s Included | Best For |
|---|---|---|---|
| Self-Monitoring | $0 | Mobile alerts only, you respond | Always home, self-sufficient |
| Basic Monitoring | $25-$35 | Alarm monitoring, police/fire dispatch | Budget-conscious, basic protection |
| Standard Monitoring | $35-$50 | Alarm + video verification, faster response | Most Frisco homes |
| Premium Monitoring | $50-$80 | Alarm + video + 24/7 concierge service | Frequent travelers, luxury homes |
| Video-Only Cloud | $10-$30/camera | Cloud storage, no alarm monitoring | Cameras-only systems |
Annual Monitoring Costs:
- Basic: $300-$420/year
- Standard: $420-$600/year
- Premium: $600-$960/year
Value Proposition: Professional monitoring typically pays for itself through insurance discounts ($200-$500/year) plus peace of mind when traveling.
Frisco Police Response: Video verification from monitoring center significantly increases priority response from Frisco PD compared to unverified alarms.
6. Smart Home Integration
Integrating security with existing Control4, Savant, or other automation systems adds convenience and functionality.
Integration Options and Costs:
| Integration Level | What It Enables | Cost Range | Best For |
|---|---|---|---|
| Basic App Control | Standalone security app, no automation | Included | Security-only systems |
| IFTTT/Simple Integration | Basic triggers (arm/disarm, alerts) | $0-$500 | DIY automation users |
| Control4 Integration | Full automation, scenes, unified control | $1,500-$4,000 | Existing Control4 homes |
| Savant Integration | Premium UI, advanced automation | $2,500-$6,000 | Luxury Savant systems |
| Crestron Integration | Enterprise-grade, complete control | $4,000-$10,000 | High-end Crestron estates |
What Integration Provides:
- “Away” mode: Single button arms security, locks doors, adjusts thermostats, closes shades
- “Goodnight” mode: Arms perimeter, locks all doors, checks garage
- Disarm triggers: Automatically disarm when garage opens or door unlocks
- Camera viewing: Pull up cameras on any TV or touchscreen in home
- Alert automation: Flash lights, send messages when motion detected
- Unified control: Single app for security, lighting, climate, entertainment
Learn more about smart home automation integration with security systems.
7. Installation Complexity
Installation labor represents 25-35% of total project cost, varying by home type and scope.
Installation Cost Factors:
| Factor | Cost Impact | Why It Matters |
|---|---|---|
| New Construction | Baseline | Easy wire access, open walls |
| Existing Home (Attic) | +15-25% | More challenging routing |
| Limited Attic Access | +40-60% | Wall fishing, drywall work |
| Multi-Story | +20-30% | Vertical cable runs complex |
| Concrete/Slab | +30-50% | Limited routing options |
| Brick/Stone Exterior | +$150-300/camera | Requires proper drilling/sealing |
| Multiple Buildings | +$500-2,000 per building | Trenching, fiber runs needed |
Typical Installation Labor Costs:
| System Size | New Construction | Retrofit (Good Access) | Retrofit (Limited Access) |
|---|---|---|---|
| 4-6 cameras + alarm | $1,200-$2,000 | $1,800-$3,000 | $3,000-$4,500 |
| 8-12 cameras + alarm | $2,500-$4,000 | $3,500-$6,000 | $6,000-$9,000 |
| 12-16 cameras + alarm | $4,000-$6,000 | $6,000-$9,000 | $9,000-$13,000 |
| 16-24+ cameras + alarm | $6,000-$10,000 | $9,000-$15,000 | $15,000-$22,000 |
Frisco Installation Note: Most newer Frisco homes (built after 2005) have excellent attic access, keeping retrofit costs closer to new construction pricing.
8. Network Infrastructure Requirements
IP cameras require robust networking – consumer routers won’t handle 12-20 cameras reliably.
Network Upgrades Often Needed:
| Component | Cost Range | When Needed |
|---|---|---|
| PoE Switch (8-16 port) | $200-$600 | Powers cameras via network cable |
| PoE Switch (24-48 port) | $600-$1,500 | Large systems 16+ cameras |
| Network Cable Runs | $100-$200 each | CAT6 to each camera location |
| Router Upgrade | $150-$400 | If existing router inadequate |
| Dedicated Security VLAN | $300-$800 | Isolate cameras from main network |
| Additional WiFi APs | $200-$400 each | Wireless cameras (not recommended) |
Total Network Investment:
- Small system (4-8 cameras): $500-$1,500
- Medium system (8-16 cameras): $1,500-$3,000
- Large system (16-24+ cameras): $3,000-$6,000
Why PoE Matters: Power over Ethernet delivers both power and data over single cable. No power outlets needed at each camera. Cleaner installation, more reliable.
9. Outdoor Coverage Challenges
Texas weather and property sizes affect outdoor camera requirements and costs.
Texas-Specific Considerations:
| Challenge | Solution | Additional Cost |
|---|---|---|
| Extreme Heat (110°F+) | Commercial-grade cameras rated to 140°F | +$50-150/camera |
| Direct Sun Exposure | Cameras with WDR (Wide Dynamic Range) | +$100-200/camera |
| Large Properties | Additional cameras for coverage gaps | +$400-700/camera |
| Pool/Outdoor Kitchens | Additional coverage areas | +$800-2,000 |
| Guest House/Detached | Trenching + fiber or wireless bridge | +$1,500-4,000 |
| Gate/Entry Systems | License plate camera + intercom | +$1,200-3,000 |
Typical Outdoor Coverage:**
- Small lot (< 0.25 acre): 6-8 outdoor cameras sufficient
- Standard lot (0.25-0.5 acre): 8-12 outdoor cameras typical
- Large lot (0.5-1 acre): 12-16 outdoor cameras needed
- Estate (1+ acre): 16-30+ cameras for comprehensive coverage
10. Licensing and Permits
Texas requires alarm companies to be licensed. Ensure your installer is compliant.
Licensing Requirements:
- Company License: Texas Department of Public Safety (Our license: B12713501)
- Technician Licensing: All installers must be registered
- Monitoring License: Required if providing monitoring services
Permit Costs:**
- Alarm system permit (Frisco): $50-$75 initially, $25-$35 annual renewal
- False alarm fines: $50-$200 per incident after allowed limit (typically 2-3 free)
Why This Matters: Unlicensed installers cannot legally connect to monitoring services and provide no recourse if problems arise. Always verify Texas alarm license.
Security System Cost by Package Level
Based on 2,000+ installations across Frisco since 2015, here are proven security packages at different investment levels.
Essential Security: $3,000-$8,000
Ideal For: Basic protection, entry-level systems
Typical Coverage:
- Basic alarm system (15-20 sensors)
- 4-6 outdoor cameras (key entry points)
- Video doorbell
- 8-channel NVR with 2TB storage
- Basic mobile app
- Optional professional monitoring
Equipment Included:
| Component | Specification | Cost |
|---|---|---|
| Alarm Panel & Sensors | 20 sensors, 2 keypads, siren | $1,200 |
| 4 Outdoor Cameras | 4MP turret cameras | $1,000 |
| Video Doorbell | 1080p with 2-way audio | $250 |
| 8-Channel NVR | 2TB storage, mobile access | $450 |
| Network Equipment | PoE switch, cables | $400 |
| Professional Installation | 2-3 days labor | $2,000 |
| Programming & Training | System setup, user training | $400 |
| Total | $5,700 |
What You Get:
- 24/7 recording of all entry points
- Immediate alerts on phone
- 30-day video storage
- Professional alarm monitoring available ($30-50/month)
- Mobile app control (arm/disarm, view cameras)
- Visual verification before police dispatch
Best For: Hollyhock, Richwoods, Frisco Lakes homes where comprehensive protection on moderate budget is priority.
Real Client Example:
“We installed a 6-camera system with alarm for $6,200. Having cameras at every door plus alarm sensors gives us peace of mind when traveling. The mobile app lets us check on the house anytime. Worth every penny.”
— Sarah M., Hollyhock
Complete Home Security: $8,000-$18,000
Ideal For: Comprehensive protection for most Frisco homes
Typical Coverage:
- Complete alarm system (25-35 sensors)
- 8-12 high-resolution cameras (interior + exterior)
- Video doorbell + license plate camera
- 16-channel NVR with 6TB storage
- Professional monitoring included (1 year)
- Mobile app with advanced features
Equipment Included:
| Component | Specification | Cost |
|---|---|---|
| Complete Alarm System | 30 sensors, 3 keypads, multiple sirens | $2,200 |
| 10 Outdoor Cameras | Mix of 5MP and 4K cameras | $4,000 |
| Video Doorbell | 2K with advanced features | $350 |
| License Plate Camera | Specialized LPR camera | $800 |
| 16-Channel NVR | 6TB storage, 60 days retention | $900 |
| Network Infrastructure | 16-port PoE switch, managed network | $800 |
| Professional Installation | 4-5 days labor | $4,500 |
| System Programming | Advanced setup, training | $800 |
| Monitoring (1 Year) | Professional 24/7 monitoring | $480 |
| Total | $14,830 |
What You Get:
- Complete perimeter and interior coverage
- License plate capture at driveway
- 60-day video storage locally (no cloud fees)
- 24/7 professional monitoring with video verification
- Advanced mobile app (multi-camera viewing, playback)
- Smart home integration ready
- Insurance discount eligible ($200-500/year savings)
Best For: Phillips Creek Ranch, Newman Village, Trails of West Frisco homes where complete security is priority.
Real Client Example:
“Our $13,500 system with 12 cameras covers every angle of our property. The license plate camera captured someone casing the neighborhood – we shared with police and neighbors. System paid for itself in peace of mind alone. Plus our insurance dropped $400/year.”
— Michael & Jennifer R., Phillips Creek Ranch
View our complete security system packages and real project galleries.
Premium Surveillance: $18,000-$35,000
Ideal For: High-end homes, extensive properties, advanced features
Typical Coverage:
- Enterprise alarm system with redundancy
- 12-20 cameras (mostly 4K, some PTZ)
- Multiple video doorbells and LPR cameras
- 32-channel NVR with 12TB+ storage
- Smart home integration (Control4/Savant)
- Video analytics and AI features
- Premium monitoring with concierge service
Equipment Highlights:
- Alarm: Complete coverage + glass break + environmental sensors ($4,000-$6,000)
- Cameras: Mix of 16x 4K turrets + 2x PTZ + 2x LPR ($9,000-$14,000)
- Recording: 32-channel NVR with 12-16TB RAID storage ($2,000-$3,500)
- Integration: Complete Control4 or Savant integration ($3,000-$6,000)
- Network: Enterprise-grade managed network ($2,000-$4,000)
- Installation: 7-10 days professional ($7,000-$12,000)
- Monitoring: Premium 24/7 with video verification ($600-$960/year)
What You Get:
- 4K cameras at all critical locations
- PTZ cameras for active monitoring of large areas
- AI-powered analytics (person/vehicle detection, loitering alerts)
- Complete smart home integration (single-button arming, automated responses)
- 90+ day video retention
- Redundant storage and backup power
- Premium monitoring with concierge service
- Professional quarterly system checks
Total Investment: $25,000-$45,000 depending on property size and specifications
Best For: Starwood, Frisco Hills homes where comprehensive security with advanced features justifies premium investment.
Real Client Example:
“Our $32,000 system with 18 cameras including PTZ provides complete property coverage. The AI analytics reduce false alerts dramatically – only notifies us of actual people/vehicles. Integration with Control4 means ‘Away’ mode arms everything automatically. Best security investment we’ve made.”
— Robert & Michelle W., Starwood
Estate Security: $35,000-$80,000+
Ideal For: Large estates, multiple buildings, commercial-grade security
Typical Coverage:
- Main house complete coverage (20-30 cameras)
- Guest house and pool house coverage
- Gate systems with vehicle/pedestrian access control
- Perimeter detection and analytics
- Multiple NVRs or enterprise video management
- Complete smart home and security integration
- Dedicated security operations center view
Equipment Highlights:
- Cameras: 30-50+ mix of 4K, PTZ, LPR, thermal ($18,000-$35,000)
- Recording: Enterprise VMS with 48TB+ storage ($6,000-$12,000)
- Alarm: Multiple panels, complete coverage ($8,000-$15,000)
- Access Control: Gate systems, keypads, card readers ($5,000-$12,000)
- Network: Fiber backbone, managed switches throughout ($8,000-$15,000)
- Integration: Crestron or enterprise-grade complete integration ($12,000-$25,000)
- Installation: 2-4 weeks professional ($15,000-$30,000)
What You Get:
- Complete property surveillance with no blind spots
- Perimeter detection with AI analytics
- Vehicle/pedestrian access control at gates
- Thermal cameras for after-dark detection
- Integration with property management systems
- Dedicated monitoring with priority response
- Professional system management and updates
Total Investment: $60,000-$120,000+ depending on property size and requirements
Best For: Frisco Hills estates, large properties 1+ acre with multiple structures
Hidden Costs Frisco Homeowners Often Miss
Beyond equipment and installation, several additional expenses can surprise homeowners.
Ongoing Monitoring Fees: $0-$960/Year
Monthly monitoring costs:
- Basic alarm monitoring: $25-$35/month ($300-$420/year)
- Standard with video verification: $35-$50/month ($420-$600/year)
- Premium concierge service: $50-$80/month ($600-$960/year)
- Cloud camera storage: $10-$30/camera/month ($120-$360/camera/year)
Annual Cost Example (10 Cameras):
- Professional monitoring with video: $480/year
- Cloud storage for 10 cameras: $1,200-$3,600/year
- vs Local NVR: $0/year ongoing (one-time NVR purchase)
Cellular Backup: $15-$30/Month
Why it matters: If intruders cut your internet, alarm can’t communicate with monitoring center.
Cellular backup provides:
- Redundant communication path
- Works even if internet cut or power out
- Required by many insurance companies for discount
- Cost: $15-$30/month ($180-$360/year)
Network Upgrades: $500-$4,000
Common needs:
- Replace consumer router with business-class: $200-$500
- Add PoE switches for cameras: $300-$1,500
- Upgrade to managed network: $800-$2,500
- Add WiFi access points for coverage: $200-$400 each
- Run additional network drops: $100-$200 per location
Electrical Work: $300-$2,000
Often required:
- Dedicated circuit for NVR/equipment: $200-$500
- Outdoor outlets for cameras (if not PoE): $150-$300 each
- UPS battery backup for equipment: $200-$600
- Surge protection: $150-$400
Annual Maintenance: $200-$800
Professional maintenance plans:
- Basic: $200-$400/year (camera cleaning, system check)
- Standard: $400-$600/year (quarterly checks, priority support)
- Premium: $600-$800/year (monthly checks, firmware updates, guaranteed response)
DIY alternative: Clean cameras quarterly, check system monthly ($0 but requires your time)
Insurance Discount Offset
The Good News: Professional security systems typically qualify for homeowners insurance discounts that partially offset costs.
Typical Discounts:
- Basic alarm system: 5-10% discount ($100-$200/year on $2,000 premium)
- Monitored alarm: 10-15% discount ($200-$300/year)
- Comprehensive security: 15-20% discount ($300-$500/year)
Requirements for discount:
- Professional installation (not DIY)
- Licensed alarm company (our license: B12713501)
- Professional monitoring (usually required)
- Cellular backup (some insurers require)
ROI Impact: $300-500/year insurance savings = 3-7 year payback on $10K-$18K systems, plus peace of mind and security value.
Security System ROI and Home Value
Does professional security add value when you sell?
Market Data for Frisco
According to Collin County MLS data and local realtor feedback:
- Homes with professional security sell 8-12% faster than comparable homes
- Premium homes ($600K+) with comprehensive security command 2-4% price premium
- Luxury homes ($1M+) with integrated security see up to 3-5% premium
Cost Recovery Expectations:
| System Investment | Home Value Range | Expected Recovery | Recovery % |
|---|---|---|---|
| $5,000-$10,000 | $400K-$600K | $3,500-$7,500 | 70-75% |
| $10,000-$18,000 | $600K-$900K | $8,000-$15,000 | 75-85% |
| $20,000-$35,000 | $900K-$1.5M | $16,000-$30,000 | 80-90% |
| $40,000+ | $1.5M+ | $35,000-$40,000+ | 85-95% |
Best ROI Neighborhoods in Frisco
- Starwood: Premium market expects comprehensive security (90% recovery)
- Phillips Creek Ranch: New construction buyers value integrated systems (85% recovery)
- Frisco Hills: Luxury market where security is expected (85% recovery)
- Richwoods: Established market values security upgrades (75% recovery)
- Hollyhock/Newman Village: Good family market (70% recovery)
Non-Financial ROI
Value Beyond Resale:
| Benefit | Annual Value | 10-Year Value |
|---|---|---|
| Peace of mind, security | Priceless | Invaluable |
| Insurance discount | $200-$500 | $2,000-$5,000 |
| Deterrence value (prevented crime) | Unknown but substantial | Potentially $10,000+ |
| Package theft prevention | $100-$300 | $1,000-$3,000 |
| Evidence for insurance claims | N/A until needed | Could save $5,000-$50,000 |
True ROI Calculation (Example):
$15,000 security system investment:
- Insurance savings over 10 years: $3,000-$5,000
- Resale recovery (80%): $12,000
- Deterrence/prevention value: $2,000-$10,000
- Total measurable value: $17,000-$27,000
- Result: Full cost recovery + peace of mind for 10 years
Ready to protect your Frisco home? Schedule a free security consultation to discuss your specific needs.
Frequently Asked Questions About Security System Cost
How much does a security system cost in Frisco, TX?
Professional security systems in Frisco cost $3,000-$8,000 for basic alarm and camera packages to $30,000-$60,000+ for comprehensive surveillance with 16+ cameras and full smart home integration. Most homeowners invest $8,000-$18,000 for complete protection including 8-12 cameras, professional monitoring, and mobile access.
Final cost depends on camera count, resolution quality, alarm system components, monitoring services, and smart home integration. A typical 3,500 sq ft Phillips Creek Ranch home with 10-12 cameras and complete alarm coverage averages $12,000-$18,000 professionally installed.
Is professional security worth the investment vs DIY systems?
Yes, for homes $600K+ where superior camera quality, reliability, and smart home integration justify the 3-5x higher initial cost. Professional systems deliver commercial-grade equipment, hardwired reliability (vs WiFi-dependent DIY), local video storage (no monthly cloud fees), and 70-85% cost recovery at resale in premium Frisco neighborhoods.
DIY systems (Ring, SimpliSafe) work well for budget-conscious homeowners, renters, or simple needs. Choose professional if you want best camera quality, smart home integration (Control4/Savant), no ongoing cloud fees, or comprehensive coverage of large properties.
How much does professional monitoring cost?
Professional security monitoring costs $25-$80 per month ($300-$960 annually) depending on service level:
- Basic alarm monitoring: $25-$35/month (police/fire dispatch)
- Standard with video verification: $35-$50/month (faster police response)
- Premium concierge service: $50-$80/month (24/7 support, priority response)
Most Frisco homeowners choose standard monitoring ($35-$50/month) for video verification which significantly increases Frisco PD response priority. Monthly cost typically offset by insurance discounts of $200-$500 annually, making net cost $100-$360/year.
Do security cameras require monthly fees?
Not with professional systems using local NVR storage – no monthly fees required. Professional installations include Network Video Recorder (NVR) that stores footage locally (30-90+ days retention) with one-time purchase cost of $400-$2,500.
DIY systems (Ring, Nest) require cloud storage subscriptions: $10-$30 per camera monthly = $1,440-$3,600 annually for 12 cameras. Over 5 years, cloud fees ($7,200-$18,000) exceed cost of professional system with local storage. Choose professional NVR to eliminate ongoing fees.
How many security cameras do I need for my Frisco home?
Camera count depends on home size and coverage priorities:
- 2,000-3,000 sq ft: 6-8 cameras (all entry points + key areas)
- 3,000-4,500 sq ft: 8-12 cameras (complete perimeter + interior)
- 4,500-6,000 sq ft: 12-16 cameras (extensive coverage)
- 6,000+ sq ft estates: 16-30+ cameras (multiple buildings)
Minimum coverage: Front door, back door, garage, driveway, side gates (5-7 cameras). Comprehensive coverage adds pool area, outdoor kitchens, all windows, interior rooms. Most Phillips Creek Ranch homes have 10-14 cameras for complete protection.
Does home security lower insurance costs?
Yes, professional security systems typically qualify for 10-20% homeowners insurance discounts in Texas, saving $200-$500 annually on typical $2,000-$3,000 premiums. Requirements for discount:
- Professional installation by licensed company (our license: B12713501)
- Professional 24/7 monitoring service
- Cellular backup communication (some insurers)
- Annual system certification
DIY systems rarely qualify for discounts. Insurance savings of $300-$500/year offset monitoring costs ($300-$600/year), meaning net security cost is minimal while providing full protection. Over 10 years, insurance savings cover $3,000-$5,000 of system cost.
Can I integrate security with Control4 or Savant smart home?
Yes, professional security integrates fully with Control4, Savant, and Crestron automation systems for unified control and advanced automation. Integration costs $1,500-$10,000 depending on platform and complexity.
What integration enables:
- “Away” mode arms security, locks doors, closes shades, adjusts thermostats with one button
- “Goodnight” mode arms perimeter, locks all doors automatically
- View cameras on any TV or touchscreen in home
- Automated responses (flash lights when motion detected, send alerts)
- Unified app controls security, lighting, climate, entertainment
Control4 integration ($1,500-$4,000) most popular for Frisco homes. Savant ($2,500-$6,000) for luxury market. Integration dramatically improves convenience and security effectiveness.
How long does security system installation take?
Professional security installation takes 2-7 days depending on system size:
- Basic (4-6 cameras + alarm): 2-3 days
- Standard (8-12 cameras + alarm): 3-5 days
- Premium (12-20 cameras + alarm): 5-7 days
- Estate (20+ cameras): 1-2 weeks
Installation includes: Running all wiring through attic/walls, mounting cameras and sensors, installing NVR and network equipment, programming system, testing all components, and training family on use. Most newer Frisco homes have excellent attic access keeping timelines on lower end. We schedule to minimize disruption, often working when families are away.
What security system do Frisco police recommend?
Frisco Police Department recommends professionally monitored systems with video verification for fastest response. Key recommendations:
- Video verification reduces false alarms (primary police complaint)
- Professional monitoring companies verify alarm before dispatch
- Systems installed by licensed Texas alarm companies (verify license at tdlr.texas.gov)
- Register alarm system with Frisco PD ($50-75 permit)
- Systems with cellular backup for reliability
Video verification from monitoring center increases response priority significantly. After 2-3 false alarms, unverified systems face fines ($50-$200 per incident) and reduced response priority. Professional systems with video verification avoid false alarm issues.
Should I get security cameras or alarm system first?
Get both together if budget allows ($8,000-$18,000 for comprehensive package). If prioritizing due to budget, choose based on primary concern:
Start with cameras ($3,000-$8,000) if:
- Package theft is primary concern
- Want visual verification of activity
- Evidence collection priority
- Monitoring what happens outside
Start with alarm ($2,500-$5,000) if:
- Intrusion detection is priority
- Want loud siren deterrent
- Professional monitoring critical
- Insurance discount needed now
Most Frisco homeowners choose combined package because cameras provide visual verification for alarm events, reducing false dispatches and increasing police response effectiveness. Cameras alone don’t alert you fast enough during break-in; alarms alone don’t provide visual confirmation.
Conclusion: Planning Your Security Investment
After installing 2,000+ security systems across Frisco since 2015, our guidance is clear: professional security systems deliver superior protection, strong ROI, and peace of mind that justifies the investment in premium Frisco homes.
Key Takeaways for Frisco Homeowners
Budget Appropriately by Coverage:
- Essential security (4-6 cameras + alarm): $3,000-$8,000
- Complete home protection (8-12 cameras + alarm): $8,000-$18,000
- Premium surveillance (12-20 cameras + advanced): $18,000-$35,000
- Estate security (20+ cameras + comprehensive): $35,000-$80,000+
Prioritize Investment Strategically:
- Cover all entry points first (front, back, garage, side gates)
- Add license plate camera at driveway (high value for identification)
- Use 4K cameras at critical points (doors, gates)
- Professional monitoring with video verification (faster police response)
- Local NVR storage (eliminate monthly cloud fees)
- Integration with smart home (if Control4/Savant present)
Expect Strong ROI:
- 70-90% cost recovery at resale in premium Frisco homes
- $200-$500 annual insurance savings
- 8-12% faster sales compared to comparable homes
- Invaluable peace of mind and security
- Package theft and crime deterrence value
Work with Licensed Professionals:
- Verify Texas alarm license (ours: B12713501)
- Expert system design for your specific property
- Quality installation with proper wiring
- Professional monitoring integration
- Smart home automation expertise
- Warranty support and ongoing service
Why Frisco Homeowners Choose Digitalholics
We don’t just install cameras – we engineer comprehensive security solutions:
- Texas Licensed Security Installer (License B12713501)
- 2,000+ Frisco Security Installations since 2015
- In-House Installation Team (never subcontractors)
- Complete Smart Home Integration (Control4, Savant certified)
- Commercial-Grade Equipment (4K cameras, enterprise NVRs)
- Local Storage Focus (eliminate monthly cloud fees)
- Lifetime Support Promise for all installations
- 97% Client Satisfaction backed by hundreds of reviews
Every security project includes: comprehensive property assessment, custom system design, professional installation, system programming and testing, mobile app setup, smart home integration (if desired), and complete family training.
Ready to protect your Frisco home with professional security? Schedule a free security consultation with our team. We’ll visit your property, assess vulnerabilities, understand your priorities, and create a custom security design tailored specifically to your home and budget.
Call (469) 666-0747 or visit our Plano showroom at 8105 Rasor Boulevard Suite 211.
About the Author
Sri Tummala, Licensed Security System Designer
Texas Alarm License: B12713501
With over nine years designing and installing comprehensive security systems across Frisco, Plano, and North Texas, [Author] specializes in creating layered security solutions that protect families and property. As a licensed Texas security professional, [he/she] brings expertise in surveillance design, alarm integration, and smart home security automation.
Credentials:
- Texas Alarm License B12713501
- CEDIA Professional Member since 2015
- 2,000+ security system installations
- Control4 & Savant Security Integration Certified
- Specialist in IP camera systems and analytics
About Digitalholics
Digitalholics has been Frisco’s premier security and home technology integration firm since 2015. We’re a licensed Texas alarm company specializing in comprehensive security systems, video surveillance, and integrated smart home automation.
Our Credentials:
- Texas Alarm License B12713501
- CEDIA Professional Member
- 2,000+ Security Installations Completed
- Control4 & Savant Authorized Dealer
- 97% Client Satisfaction
- Based in Plano: 8105 Rasor Boulevard Suite 211
Learn more about our team and security process →
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